Compare The Best Pet Insurance Quotes For Your Best Friend
As pet lovers, we want our customers to care for their pets without having to break the bank.
And so we’ve partnered with the fine folks at Quotezone to help our loyal customers save money on their pet insurance.
Read on to see how you could pay from only £2.82 for your cat* or £3.38 for your dog** per month!
With the potential of rising vet bills, caring for your pet isn’t always guaranteed to be within your budget. And nobody wants unnecessary stress for them or their animal companion.
That’s why choosing from a range of pet insurance plans gives you the freedom to care for your furry friends with the knowledge of exactly how much you need to spend.
How does pet insurance work?
As with most forms of insurance, with pet insurance you’ll pay a regular premium (annually or monthly). In return, the insurer will pay out in the unfortunate event that your pet requires veterinarian treatment. And as with most forms of insurance, you’ll have to pay an excess when you do claim.
Put your mind at ease as you won’t have to shell out if your pet becomes ill or injured.
A lot of policies will also pay out for things other than just vet bills. You’ll often be covered for third party liabilities, or costs associated with recovering lost pets.
Frequently Asked Questions
Am I covered for veterinary fees as soon as I take out cover?
Cover for accidental injury is immediate. However illness, including poisoning, is covered after the first 14 days of the policy.
Could I ever run out of cover?
This depends on the level of cover you choose. With Lifetime Cover, the benefit limit you select is reinstated each year, so you will never permanently run out of cover. With Per Condition and Time Limited cover, once the limits have been reached for a certain condition, that condition is then excluded from further claims but the benefit levels remain in place for claims on other conditions.
Will I be covered for dental treatment?
If your pet requires dental treatment, it would be covered as long as your pet has been insured under the policy for at least 2 years and no dental treatment has been recommended during this time and your pet’s teeth are regularly checked at annual intervals. What isn’t covered is routine check-ups or elective/cosmetic dentistry.
Does my pet need to be vaccinated?
Seopa advises that your pet receives vaccinations and boosters as recommended by your veterinary surgeon. However if your pet isn’t vaccinated for whatever reason, your Pet Life Cover Pet Insurance cover is still valid except for those conditions vaccination would have prevented.
Is there an excess to pay when I claim?
Yes, an excess is payable per condition. For Lifetime policies this will be payable per condition, per year. This forms part of your quote and as with your premium, is also based on your pet’s species, breed, age and where they live.
If I insure more than one pet, is there a discount?
If you insure two or more pets you will receive one month’s free premium per policy every year! You will need to apply for each pet separately, but make a note of the policy number you are given for the first policy as you will be prompted to quote this for the following applications.
Why do premiums vary according to species, breed and location and age?
Different pets in different parts of the country represent different risks for an insurer. Pet Life Cover Pet Insurance is committed to charging the right price for the right risk – so you would not be subsidising the premiums of owners with higher risk pets in more expensive areas.
Would previous problems be covered?
Seopa cannot cover conditions that have been treated or are manifest before you take out your policy. Some conditions, however, may have completely resolved. If you feel they have excluded a pre-existing condition unfairly, you may contact them to discuss the matter.
*Price per month for cover based on a cat, Maggie, aged 6, no known medical conditions, neutered, up to date vaccinations and microchipped. Based on quote data provided by Seopa Ltd during June 2023. The quote price you could achieve is dependent on your individual circumstances.
**Price per month for cover based on a dog, Mitzi, aged 1, no known medical conditions, up to date vaccinations and microchipped. Based on quote data provided by Seopa Ltd during June 2023. The quote price you could achieve is dependent on your individual circumstances.
All information and services are provided by Seopa Ltd, of which we are an Introducer Appointed Representative.